Ingrid Rudolph Charleston South Carolina Bankruptcy Attorney

1483 Tobias Gadson Blvd, #205a

Charleston, South Carolina 29407


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Phone number (843) 814-4215 for charleston south carolina bankruptcy lawyer ingrid h. rudolph(843) 814-4215

Ingrid H. Rudolph Charleston Attorney Chapter 13 Bankruptcy

Charleston South Carolina Chapter 13 Bankruptcy Lawyer

At the bankruptcy law office of Ingrid H. Rudolph, P.C., I help people throughout Charleston South Carolina to obtain debt relief through Chapter 13 bankruptcy. As a solo bankruptcy attorney, I work individually with you to eliminate overwhelming debt and obtain the fresh start you need to move on with your life.

Charleston Debt Repayment Plan Attorney

If you do not qualify for Chapter 7 bankruptcy, many times you can seek debt relief through Chapter 13 bankruptcy, which is a form of debt reorganization. A skilled bankruptcy lawyer can help you understand your rights and the procedure for filing Chapter 13 bankruptcy in the Charleston South Carolina area.

I am attorney Ingrid, H. Rudolph. As a Charleston bankruptcy lawyer, I help clients throughout the Charleston South Carolina community with difficult bankruptcy law matters. I will explain all of your rights and obligations to you throughout the bankruptcy process. Working collaboratively with you, we will develop a repayment plan with payments you can manage.

Benefits of Chapter 13 Bankruptcy in Charleston South Carolina

Also known as "wage earners bankruptcy," Chapter 13 bankruptcy allows you to reorganize your debts into one repayment plan, paid within three to five years depending on your current situation. After you have fulfilled this period, all remaining debts in the plan are discharged. Typically, Chapter 13 works well for people who:

  • Do not qualify for Chapter 7 bankruptcy
  • Have a steady income that does not quite cover all their debts
  • Wish to keep certain nonexempt assets

One of the biggest advantages of Chapter 13 bankruptcy is that it often stops foreclosure on your house — even if you have fallen behind on your mortgage. As your bankruptcy attorney, I can help you seek a loan modification or incorporate a second mortgage into your repayment plan under certain circumstances. In certain cases in South Carolina, you can get rid of the second mortgage altogether, if it is completed unsecured.